HighTechLending, Inc. NMLS # 7147

SSA advice on starting Social Security & Medicare benefits

Written By WWW.SSA.GOV    At Social Security, we’re often asked, “What’s the best age to start receiving retirement benefits?” The answer is that there’s not a single “best age” for everyone and, ultimately, it’s your choice. The most important thing is to make an informed decision. Base your decision about…

Free Online Retirement Tools from SSA.GOV

When I was 16, I remember waiting in seemingly the longest line of my life to get my Driver’s License.  I was eagerly anticipating the independence this permit to drive would give me; the freedom to drive my buddies to the beach, to take a pretty girl on a date,…

Effectively use home equity in your retirement plan for the bucketing approach

My kids have been putting some money aside in a secret hiding spot so they can buy the newest and greatest video game system.  Without knowing it, they have been using a type of bucketing system to accomplish their goals.  Investopedia defines bucketing for retirement like this: “Bucketing segments funds…

Are you getting a 2nd Stimulus check?

The Health and Economic Recovery Omnibus Emergency Solutions (HEROES Act) has already passed the House of Representatives and is set to go through the Senate for a vote. If it passes, it is likely President Trump will sign the Act. He was cited by his aides that he is “largely supportive of sending Americans another round of stimulus checks, expressing the belief that the payments will boost the economy”. This would qualify families for up to $6,000 per household.

0.6% or 5.5% growth on your savings?

So much of our lives are spent in preparation for retirement. As young people, we are taught to get a good education so that we can earn enough to live comfortably and get money saved for the future. Once we graduate and get a good job, we begin to put…

Dr. Prescriptions from your cell phone

As a kid, I always looked forward to Saturdays and the great lineup of my favorite cartoons. One of the standouts was surely, “The Jetsons”. This family lived in the future with flying cars, robot nannies, and Dr. visits done virtually from home; what a glorious future we would have!…

Chase Bank Halts HELOC applications, but Reverse Mortgage Lines of Credit continue on and are guaranteed!

Last week, JPMorgan Chase announced they stopped accepting applications for Home Equity Lines of Credit (HELOC) loans.  They cited the fact that rising unemployment rates could cause home values to fall.  In 2008, the last time home values crashed the banks first halted taking applications for HELOCS, then they froze…

Free Prescription Delivery

According to media reports, the senior population is most vulnerable to COVID-19 yet getting to the pharmacy to refill prescriptions is vital. The Center for disease control and prevention recommends that all Americans with health risks stay at home as much as possible to insulate themselves from the spread of…

Former CDC director: this vitamin may reduce the risk of getting COVID19

Author: Dr. Tom Frieden is former director of the U.S. Centers for Disease Control and Prevention (CDC) and former commissioner of the New York City Health Department. He is currently president and CEO of Resolve to Save Lives, a global non-profit initiative funded by Bloomberg Philanthropies, the Chan Zuckerberg Initiative,…

Find out what you will get with this Stimulus check calculator.

We are living in unprecedented times. Due to the COVID-19 Virus, all of California is on lock-down. The US unemployment rate is expected to be around 15% by the end of this quarter. The stock market is dropping and increasing by over 1,000 points quite often. Most importantly, many Americans…