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A caregiver’s guide: Financial protection for those with Alzheimer’s

Credit problems and identity issues can be difficult to guard against during the best of circumstances, but for someone with a diagnosis of Alzheimer’s disease – a form of dementia that affects thinking, memory and behavior – preventing identity theft and maintaining good credit can seem impossible. More than 5…

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Google searches for “housing crash” skyrocket

If you prescribe to the saying that perception equals reality, then we may have trouble on the horizon.  In the last month searches for a housing crash have skyrocketed 2,450%!  “Why is the market so hot” searches have doubled in a single week.  It seems Americans are more worried about…

Did you get a little too jolly during the holidays? Paying off high-interest credit card debt.

Christmas or Hanukah time is a great time to celebrate family, faith, and all of our loved ones.  Perhaps our holiday spirit is more than our bank account balance.  Grandkids are a great joy in life and we love to make them happy, but sometimes we give beyond our means…

Miss a stimulus check? Here’s how to get it.

The IRS has already sent out all of the stimulus checks, but if you accidentally threw yours away or did not get the direct deposit you expected, you can still claim yours.   Perhaps you got the incorrect amount sent to you and it wasn’t as much as you should have…

FHA increases RM Lending Limit for 2021

Reverse Mortgage Lending Limit Rises to Over $822k in 2021 The lending limit for federally-backed reverse mortgages is increasing for the fifth consecutive year in a row, set to hit $822,375 in 2021. The Department of Housing and Urban Development (HUD) announced on Wednesday via Mortgagee Letter (ML) 2020-42 a maximum claim…

Spending more time at home? Fix it up just how you have dreamed of with our digital contact Reverse Mortgage.

We have all spent more time at home than we ever imagined in the last 9 months.  Your world has changed immensely over the Coronavirus pandemic, yet your home has stayed the same.  A realtor client of mine called me the other day to tell me they decided to finally…

Social Security Increase for 2021

Every year the Social Security (SS) Administration considers a Cost of Living Adjustment (COLA) to all of the social security checks to help your SS check have the same purchasing power year over year. The greatest factor in this calculation is inflation or the rate at which the cost of…

SSA advice on starting Social Security & Medicare benefits

Written By WWW.SSA.GOV    At Social Security, we’re often asked, “What’s the best age to start receiving retirement benefits?” The answer is that there’s not a single “best age” for everyone and, ultimately, it’s your choice. The most important thing is to make an informed decision. Base your decision about…

Free Online Retirement Tools from SSA.GOV

When I was 16, I remember waiting in seemingly the longest line of my life to get my Driver’s License.  I was eagerly anticipating the independence this permit to drive would give me; the freedom to drive my buddies to the beach, to take a pretty girl on a date,…