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FREE Doritos Locos Tacos

At the beginning of the NBA Finals series between the Golden State Warriors and the Cleveland Cavaliers and in partnership with the National Basketball Association Taco Bell renewed their “Steal a Game, Steal a Taco” promotion; offering to give all of America a Doritos Locos Taco if the away team…

What you can do to prevent Alzheimer’s

Perhaps you are always searching for your keys, or you go into a room and forget why you walked in, this scenario has happened to all of us, but does it mean you are at risk for Alzheimer’s?  Are there any medicines being developed to prevent or cure this disease? …

Merry Christmas, enjoy a FREE GIFT from us!

The Christmas season is a wonderful time to get together with family and friends to enjoy each other’s company, reminisce on days gone by, and create new memories.  I have great memories of visiting my grandparents in Carlsbad, California during the holidays.  Christmas day we would drive our big blue…

Lifetime National Park pass for seniors to increase 800%

Have you always dreamed of traveling across our majestic country to see the Great Smokey Mountains, Yellowstone, or Glacier National Park?  Last summer we took the kids and traveled to Glacier and Yellowstone National Parks and witnessed the most breathtaking views and sights we may have ever seen.  Instead of…

Seasoned Americans receive additional tax deductions and credits from the IRS.

Wisdom is not the only benefit of aging, the IRS allows seniors to get some extra tax breaks.  Your taxes are high enough; don’t pay more than you need to. ELIMINATE INCOME TAX ON YOUR HOME SALE The first deduction is actually for all homeowners, but may benefit older Americans…

Like watching home flippers on TV? Renovate your own home, increase your value by $100k, and get more money on a reverse mortgage!

We have all seen the wildly popular TV programs showing the apparent real estate geniuses making thousands or hundreds of thousands by flipping homes.  They usually find a home that has not been updated in 30 years and put in new kitchens, bathrooms and add a little curb appeal to…

Reverse Mortgage limits increase in 2017!

The reverse mortgage loan limit is the cap that the RM program puts on home values used to calculate your qualification.  The current limit is set at $625,000 and has been cemented there for many years; even though home values in California have been steadily rising.  The limit effectively caps…

Get the facts; Today’s reverse mortgages are much better than yesterday’s

The first reverse mortgage (RM) was done in 1961 to help Nellie Young stay in her home after her husband died.  Nellie Young was the widow of a high school football coach and Nelson Haynes of Deering Savings & Loan created a new program called a RM that helped her…

How will President Elect Trump impact your retirement?

Wall Street has shown positive signs after the new president was elected.  The Dow Jones average has hit an all-time high, breaking the 19,000 benchmark.  You may wonder; will this rally have a long term positive outcome for me?  For 46 million baby boomers in the US, this new administration…

Buy prescription medications for less than your Medicare copays

Retirees on a fixed income understand all too well that the cost of prescription drugs has risen dramatically in the last few years; nationwide we saw 12% increases from 2015 to 2016.  If you have serious allergies, you have seen the cost of your epipen rise from $200 to $600…