HighTechLending, Inc. NMLS # 7147

Buy prescription medications for less than your Medicare copays

Retirees on a fixed income understand all too well that the cost of prescription drugs has risen dramatically in the last few years; nationwide we saw 12% increases from 2015 to 2016.  If you have serious allergies, you have seen the cost of your epipen rise from $200 to $600…

Never use your debit card here

Debit cards and Credit cards both provide convenient ways to pay for items you need, but there is an important difference you should be aware of; credit cards let you buy on the credit of the issuing bank whereas a Debit card takes money directly out of your bank account. …

5 Signs a reverse mortgage would benefit a client or friend

As a professional and perhaps a friend interested in the well-being of those you care about, you may not be quite sure when to recommend a reverse mortgage.  You may not clearly see when the reverse mortgage would be the perfect solution. Here is a list of common challenges many…

Easy Social Security Calculator now available

I have written many articles detailing the best time to take your social security benefits; but it is hard to understand exactly what your benefits would be, until now.   Most people understand that you can start drawing social security at age 62; but at that age you are not taking…

Cost effective, high-tech alternative to nursing homes

When a parent becomes too ill or injured to care for themselves the alternatives can be expensive, far away, or perhaps too close.  AARP estimates that 23 million adults have brought a parent home to live with them.  This option can be difficult as mom and child both lose some…

Free Travel in Retirement? Think housesitting

One of the greatest benefits of retirement is having the free time to do whatever you want or nothing at all!  The market crash of 2007 has mired retirement savings for many baby boomers that are entering retirement less prepared than they had anticipated.  Retirees finally have the time to…

Is your retirement income maximized? Are you sure?

As a teenager, I used to walk to my father’s work after school so we could carpool home.  On his desk he had a placard with the phrase written, “Do it now”, not tomorrow, or next week, but now.   You may think you will re-evaluate your income streams once you…

Your lack of preparation could cost half of your assets

The artist formerly known as “Prince” died recently without so much as writing a will for his estate valued between $300 and $500 million.   His lack of preparation will cause his estate to be subject to “death taxes” and will lose his heirs over half of the value from federal…

slide

Little known benefits of refinancing your reverse mortgage.

~ ~

California is a beautiful place to live; the weather is nice, the views are beautiful and the home values can climb quite fast.  This creates a unique opportunity for those with reverse mortgages (RM).  Many homeowners in this FHA insured program are unaware that they qualify to pull out more…

*Free appraisal promotion, limited time only

Summer is here in California; the grand-kids are getting out of school and the beaches and parks are beginning to fill up.  Many families wait until the summertime to move causing an increase in demand and pushing home values to rise sharply this time of year, during the winter holidays…