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Does a Reverse Mortgage impact Social Security, Medicare, or taxes?

A Reverse Mortgage (RM) is a wonderful product that frees up your resources, and helps you to have the retirement you have always dreamed of.  It can provide funds for travel, visiting your grandchildren, renovating your home, medical costs, aging in place, or anything else you wish to accomplish.  The…

California home sales fall; now is the time to protect your equity.

California has enjoyed a housing boom over the last 9 years, but according to Corelogic– the premier CA-based financial and property analytics firm, the number of homes sold has fizzled over the past year.   Sales of new homes, existing homes, and condominiums have dropped by 11.8% from June 2017 to…

2018 Senior Discounts For Retail Stores

You have worked hard to make it to retirement age; why not enjoy some perks for it?  Many retail stores offer significant discounts for those 50 and older, 55 and older, and 62 and older.  If you already shop at these stores you may just need to change your shopping…

Retiring out of state?  We are licensed for reverse mortgages in 17 states

Between 2007 and 2016 16 million residents moved out of California; many of whom were seniors retiring to different states.  The HECM for purchase program allows seniors to take the equity from their current home sale and purchase a new home with a large down payment.  They move in and…

Options that will increase your social security check

American retirees today are less prepared than previous generations. It has been suggested that you need over $1 Million dollars saved to properly retire.   Yet, according to a BankRate survey in 2017 those aged 56 to 61 only have $163,577 set aside for their golden years. This indicates a huge…