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Create family experiences and a legacy with help from a Reverse Mortgage

You have spent a lifetime building your family and creating a safe home for your kids and grand-kids to enjoy together.  As your family has grown and gone out into the world they may have separated from you in distance or in closeness but there are things you can do…

2019 Best Medical Alert Systems

According to the Centers for Disease Control and Prevention, one out of every four older adults falls every year, and 20 percent of those falls are serious, resulting in a broken bone, head trauma or the similar injury. Seniors who experience a fall double their chance of experiencing another fall in…

7 Tips to spend less and have more fun on a cruise

Taking a vacation on a cruise ship is a wonderful way to relax, disconnect, recharge, and only have to pull out your wallet one time.  In fact, a cruise is a great excuse to tell everyone that you won’t have cell phone reception and can’t be bothered.  After some vacations,…

CA home prices drop for 1st time in 7 years

Corelogic, the Real Estate Data firm, released a report dated April 26th showing that year over year home prices in California dropped for the first time in 83 months.  This home price drop equates to only about $500 or 0.1% in March from last year to this year.  According to…

Condo not FHA approved? You can get a reverse mortgage now.

Condos can be a nice fit for many retirees; there is no yard to maintain, and there is usually a community pool or recreation center, sometimes the condo even sits on a golf course.  Life in a condo can be relaxing and maintenance free.  Often times those in condos think…

Get Your Hot Chocolate Fix and Smash Chronic Inflammation at the Same Time

Tis the season for crackling fires, snowball fights, and warm and delicious hot chocolate. But, how do you make yours? Do you rip open a package and pour hot water over something that claims to be hot chocolate? Do you splurge at your favorite coffee shop for a “special” hot…

Proven solutions to stop growing credit card debt

Americans love affair with revolving debt has resumed since the great recession; the Federal Reserve reported that most of this debt acquired has been from credit cards (CC), which hit the 1.027 Trillion mark in March of 2018.   According to Experian credit, the average American now carries a total CC…

Aging in Place? Prepare your home and finances ahead of time

Aging in Place (AIP) is a new name for a traditional concept.  Instead of retiring to a new home, or going to a care facility as you get older, thousands of seniors prefer to prepare their own home to be better suited for them to live comfortably, in a familiar…

How to end spam phone calls for good

You are sitting down to dinner, in the middle of  a project, or have just finished your work and are relaxing for the day when you start getting the phone calls.  Often, a long pause followed by a voice that you can’t quite tell if it is human or a…