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Former CDC director: this vitamin may reduce the risk of getting COVID19

Author: Dr. Tom Frieden is former director of the U.S. Centers for Disease Control and Prevention (CDC) and former commissioner of the New York City Health Department. He is currently president and CEO of Resolve to Save Lives, a global non-profit initiative funded by Bloomberg Philanthropies, the Chan Zuckerberg Initiative,…

Find out what you will get with this Stimulus check calculator.

We are living in unprecedented times. Due to the COVID-19 Virus, all of California is on lock-down. The US unemployment rate is expected to be around 15% by the end of this quarter. The stock market is dropping and increasing by over 1,000 points quite often. Most importantly, many Americans…

Breaking: Reverse Mortgage cash payouts are the highest in years, but it won’t last.

There are 3 main factors that are used to calculate how much a borrower can pull out of her home on an FHA insured HECM (Home Equity Conversion Mortgage) Reverse Mortgage (RM).  Age, Interest Rate, & home value. Age – at least one of the borrowers must be 62 by…

Public & Private benefits checkup program

The Federal government is constantly growing and expanding.  In a 2015 Senate Judiciary Committee hearing, Chairman Chuck Grassley (R-IA) noted: “The Federal Register indicates there are over 430 departments, agencies, and sub-agencies in the federal government.”  How is a retiree supposed to be aware of all of the possible programs…

How much money is left to your kids after a Reverse Mortgage?

Have you ever thought about a reverse mortgage but worried you wouldn’t leave an inheritance for your kids if you got one?  If you tell one of your friends you are thinking about getting a reverse mortgage, you might hear, “Don’t do that, they will take your home.”   Even trusted…

Gathering for the holidays is a great time to help loved ones

Thanksgiving, Christmas, and Hanukah are wonderful times to reconnect with family and friends that we hold so dear to us.  Life gets so busy that it is easy to lose touch with those we care for the most.   Teaching our kids to serve their grandparents or friends that we visit…

Breaking: Reverse Mortgage to pay even more on high value homes

The Federally insured Reverse Mortgage (RM) or the Home Equity Conversion Mortgage (HECM) has always had a cap set on the value they will accept on appraisals.   For 2019 this cap has been set to $726,525.  If you apply for a RM and your home was to appraise for $800,000,…

Aging Gracefully; Our Guide to Senior Health and Wellness

Aging Gracefully: Our Guide To Senior Health And Wellness Guest Blogger – Daniel James We all understand the importance of a healthy lifestyle, and the need for one doesn’t change as we grow older. If anything, it’s more vital than ever to maintain a healthy lifestyle as a senior. With…

Alzheimer’s vaccines having positive results in human trials

Over 5.6 million people over 65 years old are living with Alzheimer’s disease in the United States.  This disease affects far more than the many millions living with it; spouses, children, and grandchildren can be lost from memory and treated as complete strangers.  The costs of caring for a loved…