HighTechLending, Inc. NMLS # 7147

You may qualify for higher Social Security (SS) payouts and not know it; facts about SS spousal benefits.

Staying at home and raising your children is a great investment in your family and our nation’s future.  There is no more important work than molding, encouraging, and loving our young ones.  Of course this dedication means one spouse may not have earned as much or any money towards Social…

Solutions for today’s biggest retirement challenges

By: Chris Clow The difficulty that the senior population has in finding an adequate amount of money to fund retirement is an issue that is only growing in scale, and the reverse mortgage industry needs to keep the unique hardships faced by seniors fully in mind when advising them on…

Create family experiences and a legacy with help from a Reverse Mortgage

You have spent a lifetime building your family and creating a safe home for your kids and grand-kids to enjoy together.  As your family has grown and gone out into the world they may have separated from you in distance or in closeness but there are things you can do…

7 Tips to spend less and have more fun on a cruise

Taking a vacation on a cruise ship is a wonderful way to relax, disconnect, recharge, and only have to pull out your wallet one time.  In fact, a cruise is a great excuse to tell everyone that you won’t have cell phone reception and can’t be bothered.  After some vacations,…

CA home prices drop for 1st time in 7 years

Corelogic, the Real Estate Data firm, released a report dated April 26th showing that year over year home prices in California dropped for the first time in 83 months.  This home price drop equates to only about $500 or 0.1% in March from last year to this year.  According to…

Condo not FHA approved? You can get a reverse mortgage now.

Condos can be a nice fit for many retirees; there is no yard to maintain, and there is usually a community pool or recreation center, sometimes the condo even sits on a golf course.  Life in a condo can be relaxing and maintenance free.  Often times those in condos think…

Get Your Hot Chocolate Fix and Smash Chronic Inflammation at the Same Time

Tis the season for crackling fires, snowball fights, and warm and delicious hot chocolate. But, how do you make yours? Do you rip open a package and pour hot water over something that claims to be hot chocolate? Do you splurge at your favorite coffee shop for a “special” hot…

Proven solutions to stop growing credit card debt

Americans love affair with revolving debt has resumed since the great recession; the Federal Reserve reported that most of this debt acquired has been from credit cards (CC), which hit the 1.027 Trillion mark in March of 2018.   According to Experian credit, the average American now carries a total CC…

Aging in Place? Prepare your home and finances ahead of time

Aging in Place (AIP) is a new name for a traditional concept.  Instead of retiring to a new home, or going to a care facility as you get older, thousands of seniors prefer to prepare their own home to be better suited for them to live comfortably, in a familiar…