HighTechLending, Inc. NMLS # 7147

Breaking: Reverse Mortgage cash payouts are the highest in years, but it won’t last.

There are 3 main factors that are used to calculate how much a borrower can pull out of her home on an FHA insured HECM (Home Equity Conversion Mortgage) Reverse Mortgage (RM).  Age, Interest Rate, & home value. Age – at least one of the borrowers must be 62 by…

Creative strategy provides growth and cash flow in both Bull and Bear markets!

For retirees with substantial investments in the stock market, February 24th and 25th was a scary ride.  Monday the 24th marked the third-biggest daily point drop for the Dow Jones Industrial Average DJIA, +1.55% in its 124-year history, followed by another drop of 879 points marking it’s worst 2-day drop in history.  For those…

Public & Private benefits checkup program

The Federal government is constantly growing and expanding.  In a 2015 Senate Judiciary Committee hearing, Chairman Chuck Grassley (R-IA) noted: “The Federal Register indicates there are over 430 departments, agencies, and sub-agencies in the federal government.”  How is a retiree supposed to be aware of all of the possible programs…