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Consider using the Reverse Mortgage as a powerful tool to invest at reduced prices

Southern California has seen dramatic increases in home values in the last few years.  We have watched home values go up  around 20% in 2013 and 18% in 2014(42% cumulative increase).  While at the same time, the US Census Bureau reported in September 2014 that in the United States the median household…

Changes coming to Social Security payouts in 2015

Social security payouts to recipients will be going up this year by more than they went up in 2014.  The payouts are automatically adjusted based on the Consumer Price Index for Urban Wage earners and Clerical workers.  In recent years we have seen payouts not increase at all, as in years 2010 and…

How much money do YOU need to retire? Simple steps to calculate YOUR needed income.

Do you need 1 million dollars to comfortably retire?  Or maybe 2 million? Or perhaps 10 times your annual salary?  If you don’t already know your answer, then you may want to consult with a professional.  There are multiple ways to determine how much money you might need in retirement just as there…

The Mayo Clinic suggests 5 Foods to Lower your Cholesterol

It seems as we get older, we have to take more and more pills, but diet can play an important role in living healthier and happier lives.  These 5 foods can lower your cholesterol and improve your heart health.   A few simple changes to your diet and exercise routine can…

Reverse Mortgage Purchase rules are a bit different, but your loan is easier and safer

Whether you are already retired or looking forward to retirement there are many reasons it makes sense to relocate;  to move closer to the grand-kids, to change to a single story home, to change to a low maintenance home, to have more equity in order to qualify for a Reverse…