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Simple ways to block spam phone calls

For retirees, getting unwanted phone calls has become a part of everyday life.  Most of these calls are just an annoyance, but occasionally it can be a scam with potential to steal significant moneys or even the identity of the target.  The good news is there are simple things that…

What happens to your debt when you die?

Debt doesn’t typically die when we do. A number of factors dictate what happens to debt when you die, including whether anyone co-signed on the loan, if the debtor had assets at death and what type of debt they held. The laws also vary from state to state. Generally speaking,…