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Social Security Increase for 2021

Every year the Social Security (SS) Administration considers a Cost of Living Adjustment (COLA) to all of the social security checks to help your SS check have the same purchasing power year over year. The greatest factor in this calculation is inflation or the rate at which the cost of…

SSA advice on starting Social Security & Medicare benefits

Written By WWW.SSA.GOV    At Social Security, we’re often asked, “What’s the best age to start receiving retirement benefits?” The answer is that there’s not a single “best age” for everyone and, ultimately, it’s your choice. The most important thing is to make an informed decision. Base your decision about…

Free Online Retirement Tools from SSA.GOV

When I was 16, I remember waiting in seemingly the longest line of my life to get my Driver’s License.  I was eagerly anticipating the independence this permit to drive would give me; the freedom to drive my buddies to the beach, to take a pretty girl on a date,…

0.6% or 5.5% growth on your savings?

So much of our lives are spent in preparation for retirement. As young people, we are taught to get a good education so that we can earn enough to live comfortably and get money saved for the future. Once we graduate and get a good job, we begin to put…

Find out what you will get with this Stimulus check calculator.

We are living in unprecedented times. Due to the COVID-19 Virus, all of California is on lock-down. The US unemployment rate is expected to be around 15% by the end of this quarter. The stock market is dropping and increasing by over 1,000 points quite often. Most importantly, many Americans…

Public & Private benefits checkup program

The Federal government is constantly growing and expanding.  In a 2015 Senate Judiciary Committee hearing, Chairman Chuck Grassley (R-IA) noted: “The Federal Register indicates there are over 430 departments, agencies, and sub-agencies in the federal government.”  How is a retiree supposed to be aware of all of the possible programs…

Gathering for the holidays is a great time to help loved ones

Thanksgiving, Christmas, and Hanukah are wonderful times to reconnect with family and friends that we hold so dear to us.  Life gets so busy that it is easy to lose touch with those we care for the most.   Teaching our kids to serve their grandparents or friends that we visit…

You may qualify for higher Social Security (SS) payouts and not know it; facts about SS spousal benefits.

Staying at home and raising your children is a great investment in your family and our nation’s future.  There is no more important work than molding, encouraging, and loving our young ones.  Of course this dedication means one spouse may not have earned as much or any money towards Social…

Create family experiences and a legacy with help from a Reverse Mortgage

You have spent a lifetime building your family and creating a safe home for your kids and grand-kids to enjoy together.  As your family has grown and gone out into the world they may have separated from you in distance or in closeness but there are things you can do…