Have you ever been to Costco on the weekend? It’s usually packed, and the longest lines may actually be for the free samples of delicious treats. Whether you have a substantial retirement income or modest, everyone can appreciate freebies. The following is a list of some of the best retirement friendly discounts and freebies you may qualify for; keep in mind that some of these discounts are only offered to those of a certain maturity level.
- Phone service
Major carriers will offer packages and phone deals that are more typically suited to older users; you just need to ask. The federal government offers a program that will reduce or eliminate your phone cost here: http://www.lifelinesupport.org/ls/
- Free and discount medications
Prescriptions can be incredibly expensive but pharmaceutical companies may offer free or low cost prescription drug programs which you can search at www.rxassist.org Another great site that shows you the least expensive place to purchase your medications is www.goodrx.com Here you simply need to find the lowest price for your prescription, print out a coupon, and give it to the pharmacy at check out. Some of these discounts are substantial.
- Retirement planning
Many financial advisors will review your overall financial picture and make recommendations to better prepare you for retirement. Especially if you are already retired it is wise to make sure there is not something that could be added or adjusted to improve your retirement preparation. Feel free to contact Funds4Seniors for recommendations of a great financial advisor in your area (877-567-7476).
- Preventative care
Health insurers and Medicare now cover these options: flu shots, cholesterol and blood pressure screenings, mammograms, annual wellness visits and screenings for cervical and colorectal cancer.
- Vision care
There is a program from eyecare America that offers free eye care to those over 65 who meet certain requirements.
You may find more information here: http://www.aao.org/eyecare-america/read-more
6. Schooling
Education costs have risen sharply in recent years but many colleges and universities will offer significant discounts or even free courses for seniors. If there are no free courses in your area,
you can find discounted and free online courses here: http://www.clarkhoward.com/free-college-courses-school-over
- Transportation
You may not know this, but many states and cities allow older citizens to use public transportation at significant discounts, and even for free.
8. Tax preparation
Some retirees do not earn enough to need to file taxes, but if you do, there are agents that will assist those 60 and older with your tax preparation at no cost to you.
You can apply for it here: https://www.irs.gov/individuals/tax-counseling-for-the-elderly
Robert Snow Krepps, NMLS #255191, at HighTechLending Inc, call today to discuss how a reverse mortgage may be able to help you (877) 567 – 7476 or rkrepps@hightechlending.com .
HighTechLending Inc, NMLS # 7147, is an Equal Housing Lender. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.