In March of 2013 the Social Security Administration made a few changes as to how you may receive your Social Security Checks. There are currently 2 ways you can receive your checks:
1. Direct Deposit – puts the money right into your checking or savings account the day you would have normally been mailed your check. This way is safe and convenient and provides immediate access to your money. Sign up or learn more at Frequently Asked Questions About Social Security Direct Deposit.
2. Direct Express® Debit Card – If you do not sign up for direct deposit, your benefits will be paid to you via Direct Express® debit card option. This card will work anywhere that takes Debit Mastercard®. You can also use your Direct Express® debit card to get cash back at the grocery store or to purchase money orders at the post office. Learn more at Direct Express® Debit Card.
My Social Security payment is late. What do I do?
If you do not receive your payment on the regular date, you may wait a few days and if you have not received it you can call or visit your local office. Social Security 1-800-772-1213, or find a Social Security office location near you.
If you receive your Social Security check by direct deposit it should arrive on its due date, or the day before if the due date is a holiday. If you discover a direct deposit did not occur on time contact Social Security at 1-800-772-1213.
When will I receive my first Social Security payment?
Social Security retirement benefits (as well as disability and survivor benefits) are dispersed to you the month after you are first eligible for them. For example, If you filed for your benefits and determined your first month of Social Security benefits is May, you would expect your first direct deposit to occur in June, on the second, third, or fourth Wednesday of the month according to the day of birth schedule at the top of this article.
Avoid Social Security Payment Delays
The new system of receiving your Social Security payment by direct deposit or be Debit Card is set up to eliminate lost or stolen checks and make it easier for you to access the benefits that you have earned.
Once you have started receiving Social Security benefits you cannot easily change your mind. See Stop Social Security for details. To stop receiving checks sign up for direct deposit.